How To Plan Your Own Funeral [Step-By-Step Guide]

Many individuals are uncertain of how to get started when it comes to planning their own funeral. This guide will provide comprehensive advice to help you plan a funeral that reflects your wishes and values.

Deciding on the type of service, organ and body donation options as well as creating an end-of-life event plan that reflects your values are all aspects to consider when planning a funeral.

We’ll also delve into financial considerations such as estimating costs and setting up payable-on-death accounts.

Finally, we will offer guidance on effectively communicating your funeral arrangements to loved ones in order to ensure a smooth transition when the time comes.

By gaining a thorough understanding of how to plan your own funeral from our expertly crafted content below, you can confidently make informed decisions about this important aspect of life’s journey.

Table of Contents:

  1. Deciding on the Type of Service
  2. Funeral Service Options
  3. Additional Events
  4. Organ Donation and Body Donation
  5. Creating Your End-of-Life Event Plan
  6. Financial Planning for Your Funeral
  7. Communicating Your Funeral Arrangements
  8. Frequently Asked Questions
    1. Is it okay to plan your own funeral?
    2. How would you plan your own funeral?
    3. What are the disadvantages of prepaid funerals?
    4. What is the simplest funeral you can have?
  9. Next Steps

Deciding on the Type of Service

The first step in planning your own funeral is deciding on the type of service you want.

Consider other events like viewings, wakes, visitation receptions, and gatherings after the ceremony to honor your memory. There are traditional and non traditional funeral options to be aware of.

By exploring various funeral service options, you can create a personalized and meaningful event that reflects your final wishes.

Funeral Service Options: Burial or Cremation

There are two main types of funeral services: burial and cremation.

  1. Burial: This option includes either an open or closed casket ceremony followed by internment at a chosen cemetery plot.
  2. Cremation: The deceased’s remains are reduced to ashes through high-temperature combustion; these can be kept in an urn, buried in a burial plot, placed within columbarium niches, or scattered based on individual desires.

Additional Events: Viewing, Wake, Visitation Reception

In addition to choosing between burial and cremation for your funeral plans, consider incorporating additional events into your arrangements.

  1. Viewing: A viewing is an opportunity for family and friends to pay their respects before the funeral service. This event typically takes place at a funeral home or other location where the body is displayed in either an open or closed casket.
  2. Wake: Similar to a viewing, a wake allows loved ones to gather and remember the deceased. However, wakes are often less formal than viewings and may include food, drinks, music, and storytelling.
  3. Visitation Reception: Held after the funeral service or graveside ceremony, visitation receptions provide an opportunity for attendees to offer condolences and support one another during this difficult time.

Taking these factors into account will help you create comprehensive funeral plans that reflect your final wishes while providing comfort for those who mourn your passing.

Funeral planning can be overwhelming, but with the help of iFuneralConcierge, you can easily create a plan that meets your needs and budget. Consider burial insurance to help cover funeral costs and ease the burden on your loved ones.

Considering all available options and selecting the one that best meets your requirements is key when making a decision about the type of service.

Moving forward, we will discuss organ donation and body donation as an additional option for those looking to provide a lasting legacy.

Key Takeaway: 

When planning your own funeral, it is important to decide on the type of service you want and consider additional events such as viewings, wakes, and visitation receptions.

Organ Donation and Body Donation

Registering as an organ donor or donating your body to science are alternative end-of-life arrangements that can have a significant impact.

It is important to research these options thoroughly before making any decisions so that you understand what they entail and how they will affect your loved ones.

Benefits of Organ Donation

  • Saving lives: One organ donor can save up to eight lives by providing organs for transplantation.
  • Better quality of life: Donated tissues, such as corneas, skin grafts, and heart valves, can improve the quality of life for recipients.
  • Easing the burden on families: Knowing their loved one’s final act was to help others may provide comfort during a difficult time.
  • Inspiring others: Your decision to become an organ donor may encourage friends and family members to do the same.

Donating One’s Body for Scientific Research

Before deciding to donate your body for scientific research after death, it is important to consider the implications and consult with family members.

Some benefits include contributing towards medical advancements in areas like disease treatment or surgical techniques.

However, it is essential to discuss this option with family members beforehand since it might impact funeral plans or memorial services.

To ensure proper documentation is in place when planning either organ donation or whole-body donation, be sure to include specific instructions within legal documents like wills or advanced directives.

Additionally, inform family members and designated healthcare proxies about your decision so they can help carry out your final wishes.

Organ donation and body donation are noble acts that can provide a lasting legacy to those who have passed on. Creating an end-of-life plan is a key component in ensuring that one’s wishes are fulfilled when the time comes.

Creating Your End-of-Life Event Plan

When planning an end-of-life event, be sure to take into account various elements that will make the service meaningful and memorable for your family.

By carefully selecting speakers, readings, music selections, and identifying charities or groups needing notification or invitation, you can ensure that your final wishes are carried out as intended.

Selecting Speakers and Readings

Choose individuals who have played a significant role in your life to deliver eulogies, prayers, poems, or readings during the funeral service.

These could be family members, close friends, or colleagues who can share personal stories and anecdotes about you. Ensure they feel comfortable speaking at the ceremony by providing them with ample time to prepare their speeches.

Choosing Music Selections

The choice of songs, hymns, or other musical pieces should reflect your personality and preferences while also providing comfort to those attending the service.

Consider including some of your favorite tunes from different genres like classical music pieces for a more traditional atmosphere or contemporary tracks if you prefer modern sounds.

You may also want to enlist musicians such as singers or instrumentalists who hold special meaning in your life.

  • Songs: Select songs that were important throughout different stages of your life.
  • Hymns: Choose hymns based on religious beliefs and values shared with attendees.
  • Instrumental Pieces: Opt for calming background melodies during moments of reflection, prayer, or silence within the ceremony itself.

Identifying Groups and Individuals

It’s important to notify and invite organizations or groups that have been an integral part of your life, such as churches, veterans’ associations, alumni clubs, or sports teams.

Additionally, consider designating a charity for donations in your memory instead of flowers at the funeral service. Inform family members about these preferences so they can include them in funeral announcements and invitations.

Including people whom your family might not know, but should be notified, is also crucial.

Think about old friends from school, university, or work who may want to pay their respects but are unaware of your passing without proper notification.

When planning your own funeral, there are many factors to consider, including:

With iFuneralConcierge, you can easily create a plan that reflects your wishes and ensures that your loved ones are taken care of during this difficult time.

Once you have taken the time to consider your options, it is now prudent to begin financial planning for your funeral.

Key Takeaway: 

When planning your own funeral, consider various aspects such as selecting speakers and readings, choosing music selections that reflect your personality and preferences, identifying charities or groups needing notification or invitation.

Financial Planning for Your Funeral

Financial planning is a crucial aspect of organizing your funeral. It helps you make informed decisions about the type and extent of services, while also ensuring that funds are available to cover these expenses when the time comes.

In this section, we will discuss some essential tips and resources for estimating funeral costs and setting up financial arrangements.

Using Online Cost Calculators to Estimate Expenses

To get an accurate estimate of your final expenses, consider using online cost calculators. These tools offer itemized lists of goods and services from thousands of providers nationwide so that you can easily compare prices and choose options that fit within your budget.

By having a clear understanding of potential funeral costs, you can determine how much insurance coverage or savings may be needed to cover these expenses.

Setting Up Payable-on-Death Accounts

To ensure the quick access of funds to cover funeral costs, you can set up a payable-on-death (POD) account with your bank or credit union.

A POD account allows you to designate one or more beneficiaries who will receive the funds in the account after your death without going through probate court proceedings.

This arrangement ensures immediate access to cash for covering funeral costs without any delays or legal complications.

Tips for Saving Money on Funeral Costs:

  • Shop around: Contact multiple funeral homes in your area to compare prices before making a decision.
  • Consider alternative options: Green burials, cremations, and direct burials are often less expensive than traditional funeral services.
  • Avoid unnecessary expenses: Opt for simpler caskets or urns, limit the number of flowers or decorations, and choose more affordable catering options for receptions.

By taking proactive steps to limit expenses and research costs, you can provide your loved ones with the opportunity to create a meaningful memorial service that honors your life and legacy without placing undue burden on them.

Researching and setting up the right accounts now can help to reduce some of the pressure related to end-of-life arrangements, allowing you to concentrate on creating a commemoration that celebrates your life and heritage.

Organizing your funeral funds in advance can help guarantee that the essential arrangements are addressed, facilitating a hassle-free transition.

Utilizing nonprofit organizations and online platforms is an effective way to ensure that your wishes will be carried out in accordance with your plans.

Key Takeaway: 

Plan your own funeral by setting up financial arrangements and estimating expenses using online cost calculators.

Consider setting up a payable-on-death account to ensure immediate access to cash for covering funeral costs without legal complications, and save money on funeral costs by shopping around, considering alternative options, and avoiding unnecessary expenses.

By incorporating these financial planning tips into your funeral arrangements now, you can alleviate stress associated with end-of-life planning and focus on creating a meaningful memorial service that honors your life and legacy.

Communicating Your Funeral Arrangements

It’s essential to communicate your funeral arrangements clearly and effectively with those who will be responsible for carrying out your final wishes.

By providing detailed instructions, you can ensure that everyone involved understands what happens at each stage of the proceedings.

Providing Clear Instructions Using Checklists and Planning Guides

To make sure nothing is overlooked, consider using checklists and planning guides available online. These resources can help you outline every aspect of your funeral service, from selecting a funeral home to choosing flowers or music selections.

Share these documents with family members or trusted friends who will be in charge of executing your plans when the time comes.

  • Create a comprehensive list: Include all aspects of the funeral service such as location, speakers, readings, songs/hymns/music selections, charity organizations for donations in memory.
  • Distribute copies: Make sure multiple people have access to this information so they can work together if needed.
  • Maintain open communication: Discuss any changes or updates with those involved in carrying out your final arrangements.

Accommodating Remote Attendees Through Virtual Services

In today’s interconnected world, it’s not uncommon for loved ones to live far away from one another.

To accommodate individuals who may not be able to attend the funeral services in person due to distance or other circumstances like health issues or travel restrictions during pandemics like COVID-19, consider incorporating virtual elements into your plan.

Many traditional funerals now offer remote attendance options through video streaming platforms like Zoom or Skype.

  1. Choose a streaming platform: Select a user-friendly video conferencing tool that allows for easy access and participation.
  2. Designate a tech-savvy helper: Assign someone to handle the technical aspects of setting up and managing the virtual service, ensuring everything runs smoothly.
  3. Create an online memorial page: Use websites where you can easily create an online memorial page to share photos, stories, and funeral service details with remote attendees.

Ensuring that your desires are respected and those who can’t be present in person still have a way to pay their respects, these measures will make sure the event is meaningful and comforting.

By providing clear instructions using checklists/planning guides and incorporating virtual services into your plan, you can create a meaningful end-of-life event that honors your memory and brings comfort to those left behind.

Key Takeaway: 

To ensure your funeral arrangements are carried out as per your preferences, communicate them clearly with those responsible.

Use checklists and planning guides to cover all aspects of the service and distribute copies to multiple people while maintaining open communication for any updates or changes.

Additionally, consider incorporating virtual services into your plan to accommodate remote attendees who cannot attend in person due to distance or other circumstances like health issues or travel restrictions during pandemics like COVID-19.

FAQs in Relation to How to Plan Your Own Funeral

Is it OK to plan your own funeral?

Yes, planning your own funeral is not only acceptable but also a responsible decision.

It allows you to ensure that your final wishes are carried out and can help alleviate the emotional and financial burden on your loved ones during their time of grief.

How would you plan your own funeral?

To plan your own funeral, start by considering:

  • Organ or body donation options.
  • Selecting burial or cremation arrangements.
  • Outlining desired services and ceremonies.
  • Preparing financially for expenses through payable-on-death accounts or insurance policies.
  • Seeking guidance from nonprofit organizations.

Comparing prices from different providers will also help you make informed decisions.

What are the disadvantages of prepaid funerals?

Disadvantages of prepaid funerals include:

  • Potential loss of funds if the provider goes bankrupt or closes down.
  • Possible limited flexibility in changing plans.
  • Difficulty transferring prepayments between states.
  • Inflation affecting service costs over time.
  • Possible tax implications.
  • Research consumer protection laws before committing to a prepaid plan.

What is the simplest funeral you can have?

The simplest funeral option is direct burial or direct cremation without any additional services such as viewings or memorial ceremonies.

These options typically cost less than traditional funerals while still providing respectful disposition of remains.

Next Steps

Organizing your own funeral may seem overwhelming. However, by taking the necessary steps you can ensure that your last wishes are fulfilled as desired.

Choosing between organ donation and body donation, selecting burial options and cemetery arrangements, planning funeral services according to your wishes, financial preparation for funeral expenses and utilizing nonprofit organizations for guidance and support are all important factors to consider when planning your own funeral.

For additional assistance, our team of experts at iFuneral Concierge are here to help you through the entire process.

Our team of experts can guide you through every step of the way so that you feel confident in your choices. For personalized assistance, reach out to us at iFuneral Concierge today!

Start taking control of how you want to be remembered by visiting iFuneral Concierge today.